Lending, Staking, and Bitcoin in July 2025—What’s Actually Changing

It’s been a massive week for crypto lending, staking, and stablecoins. Here’s what actually matters (and how you can profit or protect yourself right now):

💳 Traditional Banks Are Entering Crypto Lending—For Real

JPMorgan, Bank of America, and even Citibank are now piloting crypto-backed lending for high-net-worth clients, using Bitcoin and Ethereum as collateral. The message: this isn’t just a DeFi game anymore—Wall Street is playing.

• Why is this a big deal? The collapse of unregulated platforms left a void. Now, the same big banks you know are stepping in, regulated and insured, with potentially lower rates and more security for your assets.

• Read more on JPMorgan’s move

Want to compare the best crypto lending rates?

• Lend Tether (USDT)

• Lend USDC

• Lend Bitcoin

🏦 Stablecoins Go Mainstream: The GENIUS Act Is Live

This week, the US government passed the GENIUS Act, the first federal regulation for stablecoins—finally giving legal clarity for platforms, investors, and businesses.

• Major payment processors and retailers (Amazon, Walmart, Mastercard) are now eyeing stablecoins for payroll, settlements, and treasury management.

• But: direct yield from stablecoin issuers is now banned. Yield will only be available through regulated third-party lenders.

• Why this changes everything

• What stablecoin regulation means for your wallet

Best stablecoin lending rates right now:

• USDT lending rates

• USDC lending rates

⛓ Staking Gets the Green Light—Institutions Jump In

Regulators have clarified that staking Ethereum (and other proof-of-stake assets) through protocol isn’t a security, opening the floodgates for institutional investors.

• Funds like BitMine are piling into ETH, using staking as a treasury management tool—no longer just a “DeFi degen” play.

• Why institutional staking is just beginning

• What staking clarity means for investors

See the latest staking rates and platforms:

• Compare staking rewards

₿ Bitcoin Blows Past $120K—Institutions Keep Stacking

Bitcoin smashed through $120,000 for the first time, buoyed by Wall Street adoption, corporate balance sheet plays, and post-GENIUS Act optimism.

• Major firms—including Trump Media and MicroStrategy—are making BTC a core holding.

• BTC price drivers and what’s next

• How to use your BTC as collateral

🧠 What Does It Mean For You?

1. Crypto lending isn’t just for DeFi anymore. The world’s biggest banks want your BTC, ETH, USDT, and USDC as collateral.

2. Stablecoins are going mainstream, but the days of easy, unregulated yield are over. Shop for the best rates—don’t settle.

3. Staking is now “safe” for institutions, not just individuals. Expect more competition, but also more legit platforms.

4. Bitcoin’s next move is a test. Don’t FOMO—use tools like Bitcompare to benchmark rates, yields, and collateral options before you act.

Compare, Earn, Repeat
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• Find the top lending rates for every major coin

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Stay sharp,
The Bitcompare Team